Credit
Credit adalah kemampuan dari seorang pelanggan ketika mendapatkan barang dengan pembayaran angsuran credit. Credit installment payments berdasarkan kepercayaan bahwa pembayaran akan dilakukan di masa depan selama periode kesepakatan. Credit mempunyai limit transasksi tertentu, mendapat kredit tak terbatas hanya untuk pelanggan premium yang memiliki pembayaran credit lancar.
Synonyms:
financial standingfinancial statussolvency
"Credit" is a financial term used in various contexts:
- Accounting: In double-entry accounting, a credit entry is recorded on the right-hand side of an account. It represents an increase in liabilities, equity, or income, or a decrease in assets or expenses. For example, when a company receives payment from a customer, it records a credit to increase cash (an asset) and a credit to reduce accounts receivable (an asset).
- Banking: In banking, "credit" refers to funds deposited into an account. It can also refer to the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future (e.g., credit card transactions).
- General Usage: Outside of financial contexts, "credit" can refer to recognition or acknowledgment given for an achievement, contribution, or action. It can also imply trust or belief in someone's ability to handle financial responsibilities, such as granting credit to borrowers.
In summary, "credit" can denote a financial transaction, acknowledgment, or trust in various contexts, depending on whether it is used in accounting, banking, or general usage.
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